01224 516 888

Privacy and Cookies Policy


This website is used by Prosperity Mortgages to inform you of the services we offer. To do this we must obtain certain information from you about your personal and financial circumstances. The information, which you give us, will then be passed by us to potential providers and researchers who will use the information and respond with the terms they have found or that they are prepared to offer. The law requires us to have your consent before we use any personal information you give us or pass it to any third parties. You must therefore agree with us that:

Any information we hold about you can be held on computer and/or paper files any information, which you give us, including sensitive personal data such as health and medical records, may be disclosed to selected third parties for the purposes of finding the best available product for you and processing your application. We may disclose information about you to insurance companies and other product providers, researchers and anyone whom we may use to process your application on our behalf, and fraud prevention agencies to prevent fraud; Although we will try to obtain the most competitive product for you we will not send your personal details outside the European Union, Channel Islands or the Isle of Man.

We (and any third party to whom we have passed your information with your consent) may use the information that we, or they, hold about you to contact you from time to time by post, fax, e-mail or telephone to bring to your attention additional products or services which may be of service to you. We may track the pages visited on this website to bring you such further information.

We agree that any consent given by you may be withdrawn by you at any time by contacting us in writing at Prosperity Mortgages, 7 Queen’s Garden, Aberdeen, AB15 4YD or email us at info@prosperitymortgages.co.uk

You have the right, at any time, to contact us and ask for a copy of the information that we hold about you. You may be charged a fee for this.

General Terms

These Terms apply to your use of our website. If you are not over 18 or not living in the United Kingdom you will not be able to use this website and you should not attempt to make an application, although subject to your acceptance of these terms you should feel free to browse. You must click the accept button at the end of these terms to signify that you agree to be bound by these terms and agree that you have read and understood them. If you do not agree to be bound by the terms set out below you should not use this website.

Our Liability to You

While we will use all reasonable endeavours to ensure the accuracy of any information placed on this website, we make no representations or give any warranties of any kind with respect to this site or its contents and we disclaim all representations, except where fraudulently made, and warranties. In addition we make no representation or warranties about the accuracy or the information contained on this website. The website may only list the Product Providers with whom we have arrangements and may not cover all Product Providers in the market. These disclaimers do not attempt to disclaim liability for matters, which cannot be excluded under any applicable Scottish and English law or the rules of the Financial Services Authority. We make no warranty that the website will meet your requirements or will be uninterrupted, timely, secure or error-free, that defects will be corrected, or that the site or the server that makes it available are free of any viruses or represent the full functionality, accuracy or reliability of the materials. We will not be liable to you for any loss of content or material uploaded or transmitted through the website. We cannot guarantee that a Product Provider will be able to provide a mortgage at any particular time. We do not accept any liability in the event of withdrawal of any offering of a mortgage or for rejection of your application by the Product Provider for any reason whatsoever.

This website is designed to provide general information only and does not attempt to give you advice on any particular mortgage or to recommend any particular mortgage to you. If you have any doubt as to whether a particular mortgage is suitable for you, you should contact us for advice.

Our Rights

We reserve the right to modify or withdraw, temporarily or permanently, the website or any part of it without notice to you.
We reserve the right at any time to refuse to process a transaction for any reason. We will not be liable to you or any third party by reason of failing to process a transaction.

Third Party Links

In the event that there are third party links to other websites for your convenience, you acknowledge and agree that we are not responsible for the availability or functionality of such external sites. We do not endorse the contents of any external sites and are not responsible or liable, directly or indirectly, for any loss however caused to you by your use of any external site.

Miscellaneous

The information on this website is for residents of the UK only. These Terms shall be governed by and construed in accordance with Scottish and English law and the Scottish and English courts shall have jurisdiction over any disputes between us.

What is a cookie?

A cookie is a small file placed on your computer’s hard drive. It enables our website to identify your computer as you view different pages on our website.

Cookies allow websites and applications to store your preferences in order to present content, options or functions that are specific to you. They also enable us to see information like how many people use the website and what pages they tend to visit.

How we use cookies

We may use cookies to:

  • Analyse our web traffic using an analytics package. Aggregated usage data helps us improve the website structure, design, content and functions.
  • Identify whether you are signed in to our website. A cookie allows us to check whether you are signed in to the site.
  • Test content on our website. For example, 50% of our users might see one piece of content, the other 50% a different piece of content.
  • Store information about your preferences. The website can then present you with information you will find more relevant and interesting.
  • To recognise when you return to our website. We may show your relevant content, or provide functionality you used previously.

Cookies do not provide us with access to your computer or any information about you, other than that which you choose to share with us.

Controlling cookies

You can use your web browser’s cookie settings to determine how our website uses cookies. If you do not want our website to store cookies on your computer or device, you should set your web browser to refuse cookies.

However, please note that doing this may affect how our website functions. Some pages and services may become unavailable to you.

Unless you have changed your browser to refuse cookies, our website will issue cookies when you visit it.

To learn more about cookies and how they are used, visit www.allaboutcookies.org

Security

We will always hold your information securely.

To prevent unauthorised disclosure or access to your information, we have implemented strong physical and electronic security safeguards.

We also follow stringent procedures to ensure we work with all personal data in line with the Data Protection Act 1998.

Links from our site

Our website may contain links to other websites.

Please note that we have no control of websites outside the www.prosperitymortgages.co.uk domain. If you provide information to a website to which we link, we are not responsible for its protection and privacy.

Always be wary when submitting data to websites. Read the site’s data protection and privacy policies fully.

 

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Why choose Prosperity Mortgages?

Ethical and Transparent
Free Home Visits
Impartial and Independent Advice
Access to Whole Mortgage Market
Holistic Protection Advice
Genuinely Here to Help you
your property may be repossessed if you don’t keep up repayments on a mortgage or any debt secured on it.

Contact Prosperity

Contact us to see how Prosperity Mortgages can help you...

Tel: 01224 516 888

Business Hours:
Monday to Sunday - 08.30 to 22.00

Weekend Appointments available!

Terms & Conditions

Our charges are based on two considerations: the loan amount and the complexity of your individual circumstances. We will provide you with a free initial consultation and we will always explain what you will be charged before you decide to proceed with an application. As we offer a bespoke service our fees can vary. We do not charge an application fee. Once your mortgage offer is issued we charge a broker fee of £195.00. If your circumstances are more complex, we may charge a higher fee. Our maximum fee is 1.5% of the loan value. These fees apply to regulated mortgages. Certain mortgages, primarily most buy to let and commercial mortgages, are not regulated. Fees for non-regulated mortgages can vary depending on your requirements and circumstances.

Legal

Your property may be repossessed if you do not keep up repayments on your mortgage.

Ken Lee is a Registered Individual of Blueberry Wealth Ltd. Prosperity Mortgages is a trading style of Blueberry Wealth Limited, which is authorised and regulated by the Financial Conduct Authority (626661).

Blueberry Wealth Limited is registered at Companies House, company number is 08722345, registered office address is Spirare Limited, Mey House, Bridport Road, Poundbury, Dorset, United Kingdom, DT1 3QY. The Financial Conduct Authority does not regulate some investment mortgage contracts. Calls may be recorded for training and compliance purposes.

Prosperity Mortgages

Prosperity Mortgages offers mortagages, protection, home insurance more.

Bluesky Westpoint Prospect Road Arnhall Business Park
Westhill
Aberdeenshire
AB32 6FJ
Phone: 01224 516 888