01224 516 888

Critical Illness


Cancers, heart attack and stroke, we tend to think ‘it will never happen to me’. But are you prepared for it financially if it did?

The average life expectancy 100 years ago was around 50 years. Today it is 80 or more in some areas. In just the last 30 years, life expectancy has increased by over 7 years. We now live long enough to get seriously ill.

1000 people per day will have a cancer diagnosis by the end of 2016. By the end of 2020 it is predicted that nearly 1 in 2 (47%) will get cancer at some point in their life. However, survival is more likely today. People now live 10 times longer than those diagnosed 40 years ago. Source: MacMilan Cancer Support – Cancer fact sheet Jan 2015.

Heart Attack, there are around 188,000 hospital episodes that are attributed to heart attacks each year in the UK. That’s around one every 3 minutes. 7 out of 10 will survive a heart attack. Source: British Heart Foundation, CVD Statistics – UK Factsheet 19th Nov 2015.

Suffering the illness is bad enough. Having to deal with the likely financial consequences will certainly not aid recovery. Critical illness protection is a key to financial security.

Critical illness cover is designed to pay out your chosen lump sum tax free in the event of a serious illness which includes some cancers, heart attack, stroke or injuries listed in the policy.

You can choose how to spend the payment, whether to settle your mortgage, debts or alterations to your home such as wheelchair access, the choice is yours.

Your premiums will remain fixed so you know what you are paying unless you decide to alter your policy.

If you need any Critical Illness Protection advice then we are here to help you, please call 01224 516 888 or click here. We are based in the West End of Aberdeen and are happy to travel to your home or place of work. We can also set-up an appointment at our Queen’s Gardens office or meeting room in the city centre. Weekend appointments also available!

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Why choose Prosperity Mortgages?

Ethical and Transparent
Free Home Visits
Impartial and Independent Advice
Access to Whole Mortgage Market
Holistic Protection Advice
Genuinely Here to Help you
your property may be repossessed if you don’t keep up repayments on a mortgage or any debt secured on it.

Contact Prosperity

Contact us to see how Prosperity Mortgages can help you...

Tel: 01224 516 888

Business Hours:
Monday to Sunday - 08.30 to 22.00

Weekend Appointments available!

Terms & Conditions

Our charges are based on two considerations: the loan amount and the complexity of your individual circumstances. We will provide you with a free initial consultation and we will always explain what you will be charged before you decide to proceed with an application. As we offer a bespoke service our fees can vary. We do not charge an application fee. Once your mortgage offer is issued we charge a broker fee of £195.00. If your circumstances are more complex, we may charge a higher fee. Our maximum fee is 1.5% of the loan value. These fees apply to regulated mortgages. Certain mortgages, primarily most buy to let and commercial mortgages, are not regulated. Fees for non-regulated mortgages can vary depending on your requirements and circumstances.

Legal

Your property may be repossessed if you do not keep up repayments on your mortgage.

Ken Lee is a Registered Individual of Blueberry Wealth Ltd. Prosperity Mortgages is a trading style of Blueberry Wealth Limited, which is authorised and regulated by the Financial Conduct Authority (626661).

Blueberry Wealth Limited is registered at Companies House, company number is 08722345, registered office address is Spirare Limited, Mey House, Bridport Road, Poundbury, Dorset, United Kingdom, DT1 3QY. The Financial Conduct Authority does not regulate some investment mortgage contracts. Calls may be recorded for training and compliance purposes.

Prosperity Mortgages

Prosperity Mortgages offers mortagages, protection, home insurance more.

Bluesky Westpoint Prospect Road Arnhall Business Park
Westhill
Aberdeenshire
AB32 6FJ
Phone: 01224 516 888