01224 516 888

Income Protection

If you could not work due to serious illness or injury, would you be able to survive on your savings or from sick pay?

You protect yourself, so why not protect your income?

These plans will provide a monthly income designed to help you pay your bills in the event that you are unable to work due to accident, sickness, or unemployment and the benefit can be payable for the term of the mortgage.

There are 2 types of Income protection, one is for short term cover of up to two years, and the other is long term cover.

  • Accident, Sickness and Unemployment (ASU)

This is a short term income protection policy.

Will pay out for a limited period of time, typically one or two years or until you return to work.

  • Income Protection Insurance (IPI)

This is long term income protection insurance. It replaces part of your income if you cannot work due to illness or disabled.

It will pay out until you return to work, until you retire, death or until the end of the policy term, whichever is sooner. Longer term income protection will give you a stronger safety net.

IPI is an insurance policy that’s affordable and easy to arrange, helping to give peace of mind to you and your family.

If you need any Income Protection advice then we are here to help you, please call 01224 516 888 or click here. We are based in the West End of Aberdeen and are happy to travel to your home or place of work. We can also set-up an appointment at our Queen’s Gardens office or meeting room in the city centre. Weekend appointments also available!

Call back request

We’d love to help you. Please complete the form below and we’ll call you back.

Why choose Prosperity Mortgages?

Ethical and Transparent
Free Home Visits
Impartial and Independent Advice
Access to Whole Mortgage Market
Holistic Protection Advice
Genuinely Here to Help you
your property may be repossessed if you don’t keep up repayments on a mortgage or any debt secured on it.

Contact Prosperity

Contact us to see how Prosperity Mortgages can help you...

Tel: 01224 516 888

Business Hours:
Monday to Sunday - 08.30 to 22.00

Weekend Appointments available!

Terms & Conditions

Our charges are based on two considerations: the loan amount and the complexity of your individual circumstances. We will provide you with a free initial consultation and we will always explain what you will be charged before you decide to proceed with an application. As we offer a bespoke service our fees can vary. We do not charge an application fee. Once your mortgage offer is issued we charge a broker fee of £195.00. If your circumstances are more complex, we may charge a higher fee. Our maximum fee is 1.5% of the loan value. These fees apply to regulated mortgages. Certain mortgages, primarily most buy to let and commercial mortgages, are not regulated. Fees for non-regulated mortgages can vary depending on your requirements and circumstances.


Your property may be repossessed if you do not keep up repayments on your mortgage.

Ken Lee is a Registered Individual of Blueberry Wealth Ltd. Prosperity Mortgages is a trading style of Blueberry Wealth Limited, which is authorised and regulated by the Financial Conduct Authority (626661).

Blueberry Wealth Limited is registered at Companies House, company number is 08722345, registered office address is Spirare Limited, Mey House, Bridport Road, Poundbury, Dorset, United Kingdom, DT1 3QY. The Financial Conduct Authority does not regulate some investment mortgage contracts. Calls may be recorded for training and compliance purposes.

Prosperity Mortgages

Prosperity Mortgages offers mortagages, protection, home insurance more.

Bluesky Westpoint Prospect Road Arnhall Business Park
AB32 6FJ
Phone: 01224 516 888